Teach kids real money habits — allowances, chores, savings goals — without a debit card in sight. No Spriggy fees. No bank drama. Just simple, honest tools.
Add each kid with an avatar, a weekly allowance, and their own chore list. Takes about two minutes — no credit card required.
Kids log in with their own PIN, claim chores, mark them done, and set their own savings goals. You approve, the balance grows. Work equals pay, learned.
Earning patterns, spending habits, goal progress. Natural money conversations start happening on their own.
Post a chore to the family pool — "Vacuum the living room, $3.00" — and watch your kids race to claim it first. First in, first served. The one who grabs it earns it.
Each kid logs in with their own PIN, sets their own savings goals, and sees exactly what's up for grabs. No more nagging. They come to you.
Just the tools that actually help kids understand money.
Post chores to the family pool. First kid to claim it owns it. Turns household tasks into something kids actually want to do.
Set once, lands in their wallet every Monday. No cash, no coins, no reminders needed from you.
Kids log in, set their own goals, and watch the bar fill up. They learn to delay gratification — the progress bar does the teaching.
Each child gets their own wallet, PIN login, chore list, and goals. See the whole family at a glance from one parent dashboard.
Invite co-parents or grandparents to help manage. Every transaction is tracked — see who's spoiling the kids with our Spoiler Report.
Each kid logs in with their own 4-digit PIN. No email, no password — simple enough for a 6-year-old, secure enough to keep siblings out.
See where money goes — chore earnings vs. withdrawals. Spot habits early and start honest conversations.
Pocket Ledger is 100% free — for everyone, forever. No trial, no upgrade nag, no "unlock more kids" upsell. Every feature, unlimited kids, all included.
I built this for my own kid and figured other parents could use it too. No plan to charge — just a simple tool that works. If that changes down the track, you'll know well in advance.